Earn it.
Spend it smart.
Grow the rest.
The money game for teens. Live 10 years in 15 minutes and master the 3 money moves nobody teaches at school.
Same income as Pat and Casey.
Who ends up with the most?
3 money moves. 10 years. 15 minutes.
You start at 16 with 100 coins. Coins are your money and your score. Each part of the game teaches one move.
Earn
How money comes in
- Start with your allowance
- Turn what you love into a side hustle, with AI
- Level up your skills to earn more
Spend smart
Where money goes
- Needs first, wants second
- Fads fade and stuff loses value
- Never borrow for things
Grow
Make the rest grow
- Keep cash for emergencies
- Rising prices shrink cash
- Grow the rest in things that can't be printed
Your next 10 years, one choice at a time.
What's your thing? Turn it into coins.
An allowance is a start. Freelancing, creating content, brand deals, a small business: AI tools make it easier than ever to earn more. In the game, Nugget suggests ideas built around what you love. Try it:
Thumbnails for gaming channels
Design eye-catching thumbnails for small gaming YouTubers and streamers.
An AI image tool drafts backgrounds in seconds; you add the faces and text.
Make three sample thumbnails for channels you watch and post them as a portfolio.
Short tips videos for one game
Post daily 30-second tips for one game you know really well.
AI cuts your clips, writes captions and suggests catchy titles.
Record five tips this week and post one a day.
Stream clip editor
Turn streamers' long videos into short, funny clips for their socials.
AI finds the best moments and adds subtitles automatically.
Edit three free sample clips for a small streamer, with a parent's OK.
Would you rather…?
Three choices from the game. Tap one to see what happens.
The sneakers everyone's posting just dropped: 300 coins.
The new phone is out. Yours still works fine.
Your laptop dies. You need it for work tomorrow.
Cash is handy. But it slowly shrinks.
Keep some cash for emergencies. But prices rise every year, so the same coins buy less and less. In the last part of the game you find out why, and how people protect their savings with things that can't simply be created: gold, Bitcoin and one-of-a-kind property.
A learning game, not financial advice. Prices of all of these can fall, sometimes a lot.
The whole game in 40 seconds.
Plus short videos that explain each money idea in plain words. They show up in the game at the right moment.
All the videosOne guide. Two rivals with your exact income.
Nugget
A little gold nugget who explains money in plain words. Ask anything, any time: Nugget is powered by AI.
Piggy-bank Pat
Earns well and spends smart, but keeps every coin in a piggy bank… while prices keep rising.
Credit-card Casey
Every trend, every new gadget, every "easy payment". Looks rich. Is it real?
7 badges. 10 money ideas. 3 moves to master.
Every year teaches one idea, then asks one quick question. Answer right and you earn bonus coins.
Curious? Nugget explains it in plain words.
Allowance, budgets, side hustles, saving, prices, gold, Bitcoin: ask whatever you want. Nugget is honest about risk, never pushy, and never asks who you are.
Fits in one lesson. Sparks a whole discussion.
15 to 20 minutes
Students play on their own phone or laptop, then compare results. Everyone starts in the same world, so scores are comparable.
No sign-up, no personal data
No accounts, names or emails. Progress stays on the student's device. We only count anonymous game events.
Ready-made discussion
The 10 money ideas page has every lesson, question and video, with prompts for class discussion.
Works anywhere
Phones, tablets, laptops, school networks. Bigger text in the menu.
Earning, spending and saving come first. The last part adds ideas from the Austrian school of economics: sound money, why prices rise when money is created, patience and ownership. It is education, not financial advice.